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Understanding How Rising Interest Rates Affect Your Money
Understanding How Rising Interest Rates Affect Your Money

You could say that interest rates are on the up and up - not that that’s a good thing for most consumers. Interest rates are certainly a hot topic in the news at the moment, having rapidly risen from record lows to levels not seen since the financial crash of 2008 in...

Three Tips for Recession-Proofing Your Personal Finances
Three Tips for Recession-Proofing Your Personal Finances

Will we, won’t we? The question of whether the UK economy will cross the official threshold into recession this year has become a bit like a badly-written soap saga. Quibbling over the definitions of recession aside, though, what we all know is that things aren’t easy...

A Five-Point Financial Health Check for Your Business
A Five-Point Financial Health Check for Your Business

January 1st hasn’t always been when we mark the start of the New Year. Prior to 1752 when Great Britain adopted the Gregorian calendar, New Year was celebrated in the UK on March 25th. But the old ways persist in the world of business. The start of the new tax year,...

What is a Company Voluntary Arrangement?
What is a Company Voluntary Arrangement?

The definition of insolvency is when a company can no longer pay its bills because its income falls short of its liabilities. Obviously, this is not a great situation for any business to be in. If left unremedied it will eventually lead to a complete collapse of the...

What is Member’s Voluntary Liquidation?
What is Member’s Voluntary Liquidation?

Liquidation is a term usually associated with the bad side of business. It’s what happens when things go irretrievably wrong, the end game of insolvency if recovery isn’t possible. It’s also often a fate forced onto businesses by outside parties and the courts when...

How to Choose the Right Way Out Of Debt For You
How to Choose the Right Way Out Of Debt For You

If you find yourself struggling with debt, it’s not unusual to despair of ever finding a way out. The problem is, once you reach a point where your income doesn’t cover what you owe in debt repayments, things just spiral out of control. One missed payment just...

The Pros and Cons of Filing for Bankruptcy
The Pros and Cons of Filing for Bankruptcy

There’s no doubt that bankruptcy carries a certain amount of social stigma with it. To many people, it suggests you can’t manage your finances properly, or perhaps have been negligent with your money. Which is why the idea that bankruptcy is an option, not something...